12/17 Talk about how you keep your financial ledger.

Good money management is important when you start living on your own two feet.
* financial ledger: 가계부
* money management: 금전관리
* on one's own two feet: 스스로, 독립적으로
ex> If you can't manage money well, you will not able to live on your own two feet.

A ledger can help you to keep track of the money flowing in and out.
ex> The money flowing in and out of domestic equity funds affects the stock market.
cf> go with the flow: 자연스런 흐름에 맡기다.
ex> I never fight the trend. I just go with the flow.

I'm always looking for ways to cut costs.
* cut costs: thrifty, 비용을 절감하다.
ex> We are looking for ways to manage our staff more effectively.

My ledger helps me to organize my costs and pick out things I can cut out.
* cut out: 제거하다, 잘라내다.
ex> We need to cut out expenses that are not necessary.

My ledger helps to confirm that I'm being paid correctly and on time.
* No one will be pain on time this month because the hospital is having financial difficulties.

I used to actually log my finances by hand, but recently switched to using a computer spreadsheet for convenience purposes.
* log: 기록하다,
* for convenience purposes: 편의상

@ Tilt your head back a little.  머리를 뒤로 약간만 젖혀봐.