2/24 Talk about the use of credit cards.

Credit cards are very convenient; not to mention, they come with extra benefits.
ex> The platinum credit cards come with higher cash point benefits.

Depending on what type of crdit card you sign up for, you can receive different perks.
* sign up for: 가입하다.
* perk: 혜택, 특전
ex> You can enjoy extra customized perks with credit cards.

You can choose the payment method at the time of purchase.
ex> The coupon must be presented at the time of purchase.

Some people like to pay little by little in installments.
* installment: 할부
ex> Would you like to pay in full or in installments?

Others prefer to just pay the entire sum in full.
* entire sum: 전체 금액
ex> My credit card bill is paid in full at the end of every month.

One catch with the former is that it may come with interest payments.
* catch: 결함, 함정, drawback

@ This suitcase weights a ton.  이 가방 정말 무겁다.

1. My brother is hard-working; not to mention, he is smart.
2. I signed up for a credit card last week.
3. I prefer to pay in installments.
4. I always pay in full because I don't like paying interest.