6/10 Talk about financial ledgers.

Keeping a financial ledger is very helpful.

* keep a financial ledger: 가계부를 쓰다

ex> I've been keeping a financial ledger since I got married.

It helps me keep track of the money I make and spend.

* keep track of: ~을 꾸준히 파악하다

ex> This application helps you keep track of your expenses.

My spending consists of groceries, utility fees, insurance fees, and various bills, just to name a few things. I always look for ways to cut costs.

* cut costs: 지출을 줄이다, 비용을 절감하다

ex> It’s not easy to cut costs with my current lifestyle.

My ledger helps me organize my spending more wisely. It can also pick out things I can cut out. It helps me make payments on time as well.

* make payments on time: 제때 납부하다

ex> I couldn't make my payments on time last month.

As for my income, my ledger allows me to check that I’m being paid correctly. I used to actually log my finances my hand. But now, I use my computer for convenience purposes. I make use of a financial ledger app on my smartphone as well.

ex> We were divided into groups for convenience purposes.

@ I had to pay a late fee.  연체료를 내야 했어.

<HOMEWORK>

1. I've never kept a financial ledger in my life.

2. You need to keep track of your spending.

3. I’m trying to cut costs as much as possible.

4. You have to make your payments on time.

@ Related Topics>> Financial Ledger (2010.12.17)