11/3 Mobile Banking

Talk about mobile banking.

Most people make use of mobile banking these days. It's the easiest way to do banking since you can take care of your business on the move. You first have to download your bank's mobile banking app on your phone. You also have to download a digital certificate onto your phone. And then, you need your passwords and an OTP. An OTP is a small device that generates a new six-digit password every minute. It is short for "one time password." You can check your balance or wire transfer money very easily using mobile banking. I think mobile banking has had a huge impact on how people do banking.

* take care of one's business 일을 처리하다

* on the move 이동하면서

* six-digit password 6자리 비밀번호

* be short for ~의 준말이다

* wire transfer money 계좌 이체를 하다

@ Speaking Tips: wire transfer

계좌 이체를 하다

영어로 계좌 이체를 한다고 할 때 쓰는 표현은 wire transfer이다. 명사로 사용되기도 하고 동사로 활용할 수도 있다.

ex> I'll wire transfer the money to you tomorrow morning. (내일 아침에 너한테 계좌 이체 할게.)

@ It‘s what's called an app card. 소위 앱카드라고 부르는 거야.